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Our "solution-oriented" approach has enabled Patuxent Funding to occupy a unique niche in the marketplace. Whether it's delivering 24-hour loan approval, offering flexible financing for first-time homebuyers, or recognizing and reacting to a borrower's special circumstances, we anticipate what's needed and are proactive in pursuing the program or product that is appropriate and affordable.
Our corporate mission statement - "A Home for Your loan" - is more than just words; it's what motivates us every day to provide cutting edge products along with "old-fashioned" customer service in securing the fastest possible loan processing and approval.
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Patuxent Funding's menu of competitively-priced mortgage programs features virtually every product on the market; they are designed to accommodate among others:
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High "loan to value" loans (including 100% financing of purchase price)
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First-time homebuyer programs
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No income verification loans
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Portfolio loans
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No closing cost options
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Extended rate locks
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Second home or investment property mortgages
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Impaired & challenged credit loans and debt consolidation
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Interest only loans
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Home equity loans
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